CRS Community Responsibilities

To participate in the CRS, a community must:

  • Be in the Regular Phase of the NFIP for at least 1 year.
  • Be in full compliance with the minimum requirements of the NFIP. This is documented by a “letter of full compliance” from the FEMA Region.
  • Designate a CRS Coordinator.
  • Maintain flood insurance on all buildings owned by the community that are required to have flood insurance.
  • Submit a recertification each year attesting that all credited activities are still being implemented.
  • Track the area of the regulated floodplain and the number of buildings in the regulated floodplain each year.
  • Keep elevation certificates, Flood Insurance Rate Maps, and Flood Insurance Studies for as long as the community is in the CRS.
  • Maintain other records of activities until they are reviewed at the next verification visit.
  • Communities with repetitive loss properties have additional requirements. FEMA or the ISO/CRS Specialist can provide repetitive loss information to local officials.

These responsibilities are spelled out in more detail in the CRS Coordinator’s Manual. See the Joining the Community Rating System page for more information on how to apply.

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